USDA Loans offer $0 down, low rates and millions now qualify

Buy a home with $0 DOWN through the amazing benefits of the USDA Home Loan program.

The USDA Home Loan is a mortgage option that is funded by approved lenders and guaranteed by the USDA. USDA Home Loans offer millions of qualified homebuyers zero money down, 100% financing; the ability for closing costs to paid for by the seller, or financed into the total loan amount; and low, fixed rates.

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Or call 800-699-0776 to speak to a USDA Loan Specialist.

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Millions are Eligible

Designated "rural" areas are easily found across the entire country, making millions eligible.

Not Just Farm Areas

USDA Loans can be used for housing in suburban communities that are anything but rural.

Faster Processing Times

Processing times have sped up immensely, reaching closing dates in as little as 30 days.

First or Repeat Homebuyers

Both first-time and repeat homebuyers are eligible for this incredible home loan program.

What is the USDA Home Loan?

The USDA Home Loan, also referred to as the USDA Rural Development Single Family Housing Guaranteed Loan Program or Section 502 Loan, assists rural and suburban homebuyers achieve the dream of homeownership through low-cost home financing.

As mentioned above, the USDA Loan features $0 down payment, low interest rates, flexible credit requirements, affordable terms and closing costs and fees can be rolled into the entire loan amount – making it a true zero money down program. And, while the program is formally known as a Section 502 mortgage, or Rural Housing Loan, it is not just for rural homebuyers. Many eligible homebuyers don’t fall under the standard definition of rural and live in populated suburban areas.

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